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Welcome to our Presentation
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Group Name: Stawberry
Name
ID
Program
Marufa Akter (GL)
10202057
BBA
Zabin Zakir
10202104
BBA
Mahbuba Akhter
10202087
BBA
Shamsur Nahar
10202089
BBA
Mohibul Alam
10202062
BBA
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Title of the study
Dutch Bangla Bank Limited
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Introduction
Dutch-Bangla Bank started operation is Bangladesh's first
joint venture bank. DBBL is a Bangladeshi-European
private joint venture scheduled commercial bank,
incorporated in Bangladesh in the year 1995. This public
limited bank commenced its formal operation from June 3,
1996. DBBL also operates the nation's largest ATM fleet
and in the process drastically cut consumer costs and fees
by 80%. Dutch-Bangla Bank stock set the record for the
highest share price in the Dhaka Stock Exchange in 2008.
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Object of the study
a. Broad Objective:
 The first and foremost objectives of DBBL Bank believes in its
uncompromising commitment is to fulfill its customer needs and satisfaction
and to become their first choice in banking. Taking cue from its pool
esteemed clientele, Dutch-Bangla Bank intends to pave the way for a new era
in banking that upholds and epitomizes its vaunted marques "Your Trusted
Partner".
b. Specific objectives:
 Find out the financial services provided by Dutch-Bangla Bank Limited.
 Identify the customer of Dutch-Bangla Bank Limited.
 To identify the attitude of the customers toward the general banking services
provided by Dutch-Bangla Bank Ltd.
 To identify the attitude of the customers toward the profit on financing of
Dutch-Bangla Bank Limited.
 Find out the problem customer are commonly facing at present.
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Bank's Mission
 Dutch-Bangla Bank engineers enterprise and
creativity in business and industry with a
commitment to social responsibility. "Profits alone"
do not hold a central focus in the Bank's operation;
because "man does not live by bread and butter
alone".
 Dutch-Bangla Bank believes in its uncompromising
commitment to fulfill its customer needs and
satisfaction and to become their first choice in
banking.
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Bank's Vision
 Dutch-Bangla Bank dreams of better Bangladesh,
where arts and letters, sports and athletics, music and
entertainment, science and education, health and
hygiene, clean and pollution free environment and
above all a society based on morality and ethics make
all our lives worth living. DBBL's essence and ethos
rest on a cosmos of creativity and the marvel-magic of
a charmed life that abounds with spirit of life and
adventures that contributes towards human
developmen
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Theoretical Framework
Corporate Banking:
DBBL Bank is providing a wide range of financial services, offering
specialist advice and products to corporate clients to meet diverse
demands of changing market scenario. They have expertise to
customize products & services to meet specific requirements of their
clients. Products and services for commercial and business customers
include:
Working Capital Finance
Project finance
Syndications & Structured finance
Trade finance
Equity finance etc.
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Cont.
SME Banking:
The growth of Small and Medium enterprises (SME) in terms of size
and number has multiple effects on the national economy, specifically
on employment generation,and poverty alleviation in Bangladesh.
Under SME Bank there have some program……
Life Line (a complete series of personnel credit facility)
Loan agst. Trust Receipt
Transport Loan
Real Estate Loan (Res. & Comm.)
Loan Agst. Accepted Bill
Industrial Term Loan
Agricultural Term Loan
Lease Finance
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Cont.
Treasury:DBBL is well equipped for treasury operation through
subscribing Reuters's terminal and operating in SWIFT network.
DBBL treasury quote competitive exchange rate for major currencies:
1. Spot Sale/Purchase
2. Forward Sale/Purchase
3. Money market Interbank & Corporate
4. SWAPS
5. Forex - Commercial & Non-Commercia
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Financial Statement
Summary report that shows how a firm has used the funds
entrusted to it by its stockholders (shareholders) and
lenders, and what is its current financial position.
The three basic financial statements are the:
1.Balance Sheet
2.Income statement
3.Cash Flow
4.Changes Owner’s Equity
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Ratio:
A way of expressing the relationship between one
accounting result and another, which is intended
to provide a useful comparison. Accounting ratios
assist in measuring the efficiency and profitability
of a company based on its financial reports.
Accounting ratios form the basis of fundamental
analysis.
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Types of ratio
For analysis of the primary financial statement,ratio
can be used to
1.Liquidity ratio
2.Profitability ratio
3.Solvency ratio
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Debt Ratio:
Debt Ratio =Total liability/Total assets
2006
43832885605/45493132826
=0.963505542
2007
47036921368/49371346238
= 0.95271701
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Product and Services
 Dutch-Bangla Bank Limited (DBBL) is Bangladesh's most
innovative and technologically advanced bank. DBBL
stands to give the most innovative and affordable banking
products to Bangladesh.These are:
Term-deposit Products
Future-Line Products
Regular-deposit products
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Recommendation
 As most of the respondents have identifies that, to provide a
particular service is consuming more time, which is not
expected on modern Banking system. So we should like to
recommend that DBBL bank Ltd. should provide the efficient
services for their important customers. Staffs are the most
important resourced for effective Banking activities. So they
should more and more promote to provide qualitative services
for their present and future customers of their Banks’.
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Conclusion
 Most of the individual customers’ attitude is
constructive toward the services of DBBL bank
Limited.
 On the other hand most of the customers are
completely satisfied on the services of this Bank.
Customers mention that although interest rate of
DBBL bank Limited is not higher than other banks
but different changes and commissions are less then
others Banks.
 In respect of quick and efficient Services fromDBBL,
client are not entirely dissatisfied, even through it was
a reliable bank to its most of the clients.
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Thanks to all
Have any question
????
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