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Report
CCGI 401k Overview
Agenda
• CCGI 401(k) Plan Overview
• PCS Enrollment Presentation and Website demo
• Investment Options Overview
• Q&A Session
For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
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CCGI 401(k) plan features
Automatic enrollment in the CCGI 401(k) plan
• The automatic enrollment feature is designed to reduce the taxes you
pay today and defer paying taxes on the money you save, as well as
any account earnings, until you withdraw the money from the plan.
• Your account will be pre-loaded with a 3% employee contribution rate.
• To participate in the CCGI 401kPlan, as described above, no further
action is required.
• To make changes to your contribution rate (automatically set at 3%),
or change investment elections, you can make those changes during
401(k) Open Enrollment, July 31st-September 5th.
o The link to the PCS website to make the changes:
http://pcs401k.com/genworth/index.html
For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
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Roth Option to the CCGI 401(k) plan
• After tax contributions which allow you to receive tax free withdrawals
on both the contributions and the earnings at retirement age.
• Providing both a standard 401(k) and Roth option allows you the
option to make contributions with either before tax or after-tax
earnings.
For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
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CCGI Contributions to the 401(k) plan
• CCGI will help you save by automatically contributing 3% of your
Benefits Pay into your 401(k) plan, whether you elect to defer or not.
• CCGI will automatically contribute 3% to your plan each payroll period.
For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
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Vesting Period for Employer Contributions
• You vest, or gain ownership, in the employer contributions after
two years of employment.
• Your prior year’s service will count toward vesting of the
employer contributions.
• You are always immediately vested in your own contributions.
• The 3% employer contributions and your contributions are
capped by applicable law.
For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
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Transition from Genworth’s 401(k)
• Genworth’s Employee 401(k) contributions and matching
contributions end on the close date.
• Employees hired on or before December 31, 2012 will be 100%
vested in the Genworth 401(k) plan match, upon close date.
• You are always fully vested in your own contributions.
• If your combined Plan account balance is $1,000 or less, it will
automatically be distributed in a single lump sum, if not rolled
over within 30 days of the close date.
For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
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Options with Your Genworth 401k balance.
After the close date you may:
• leave your balance in the Genworth 401(k) plan*,
• roll over your vested balance into the CCGI 401k plan,
• roll over your vested balance into an Individual Retirement Account (IRA), or
• take a distribution. This option may result in early withdrawal penalties.
Please consult with a financial professional.
*Assuming you keep your money within the Genworth 401(k) plan, transfers among investment options
are available after the close date.
For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
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Genworth 401k Loan Options
• Roll over your 401(k) account including the loan to the CCGI 401(k) Plan.
 If you choose the rollover option, you can avoid tax implications by continuing to
make payments or by repaying it within 60 days of the close date.
 Steps to complete your rollover:
o Complete the Loan Opt-in Form.
o Return the form to Nikki Khraizat no later than August 9, 2013.
 After the close date, log into your account, or call Hewitt directly, and request a
rollover of the remaining balance.
• Keep the loan with Genworth.
 If you choose not to roll over your 401(k) loan, Genworth will send information
regarding the repayment of your existing loan(s)
 The loan must be paid in full within 60 days from the close date.
For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
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401(k) Resources
• You may access your Genworth 401(k) account information and retrieve
rollover forms through the Genworth 401(k) website located at
www.ybr.com/genworth. For additional questions about your Genworth
retirement account distribution options, please call Hewitt at (866) 436-9784.
• For questions about the CCGI 401(k) Plan, please call PCS Participant
Services at (888) 621-5491 Monday through Friday from 8:00 a.m. to 7 p.m.,
Eastern Time. The CCGI 401k website with further information is located here
www.pcs401k.com/genworth.
For Broker-Dealer / Advisor use only. Not to be reproduced or shown to the public.
Genworth Wealth Management | 10

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