2014 Parents Cost Breakdown Presentation

Welcome to USFSP!
…now, tell me about the
College Costs Panel Presentation
• Cashier’s Office
– Tuition
– Parking
Housing and Residence Life
Meal Plans
Financial Aid
……putting it all together!
Cashier’s Office
Tuition and Fees,
Due Amounts,
Payment Deadlines, &
Florida Pre-Paid
Tuition and Fees
• Tuition is charged per credit hour.
• Plus $5 Athletic fee per semester.
• Additional fees will depend on
field of study or Online Courses
How Much Do You Owe?
• OASIS – Online Access Student
Information System
– Check the “Student” tab
– “Tuition and Fees”
– “Account Summary by Term””
• Please Note: Student will not
receive bills for tuition owed.
Tuition Payment Deadlines
Tuition is due on the 5th day of
each term by 5:00pm.
–NO refunds for classes dropped
AFTER 1st week
–Pay on-time to AVOID
cancellation and reinstatement
LATE FEES ($200 total)
Important Dates
Tuition Payment Deadline
(unless your student has a financial aid tuition
Fall 2014
August 29, 2014
Financial Aid Deferment Deadline
• Approximately 60 days after classes
–Prevents Class Cancellations
–Prevents incurring additional LATE
• More information will be
provided in the Financial Aid
Cancellation of Classes
If fees are not paid in full by the
respective due dates:
–classes will be cancelled
–$100 late payment fee will be
–$100 late registration fee will
• Entire balance plus late fees
must be paid prior to
• Make payment before
reinstatement deadline
(posted on cashier’s web
• Drop classes by the
day of
classes in order to receive a
full refund.
• Complete the online Refund
Request form and mail or fax
to the address or fax number
at the bottom of the form.
Florida Prepaid College Program
Students who participate in the Florida Prepaid
College Program are responsible for the local
portion of fees. Payment deadlines are the
same as regular tuition payment unless a
deferment is in place for financial aid.
Check with Florida Pre-Paid for specific
program information.
Florida Pre-Paid Program
• Automatically updated
using student’s SSN. Do not
need to notify the cashiers
• 24-36 hours after
registration the prepaid
will apply.
4 Ways to Pay!
1. Online: Credit cards accepted are
MasterCard, AMEX and Discover (a
convenience fee will apply) & E-check
payments ($0 fee) through OASIS
2. Cashier’s Office : BAY 132 (no phone
– Tuition: checks, cashier’s check,
money order or cash only
– Housing/Meal Plan: cash, checks,
credit/debit, money order.
4 Ways to Pay!
3. By mail: (Postmarked by respective due
dates). Include USF ID number on check.
– Personal check, cashier’s check, or money
order payable to “USF”, and mail to:
USF St. Petersburg Cashier
140 USFSP Harborwalk Ave. S. , BAY 132
St. Petersburg, FL 33701-5016
4. After hours Drop Box: (on or before
respective deadlines), located on the
East side of Bayboro Hall.
Parking Services
(located within the Cashier’s Office)
Purchasing Permits &
Parking Services Information
• All students and visitors require a parking
permit. Permits can be used on other
USF campuses. Permits are cling and can
be transferred to other vehicles.
• Parking is enforced 24/7.
• Fall 2014 semester and Annual permits
(covers Fall 2014, Spring and Summer
2015) will go on sale August 1, 2014.
Parking Rates
Student commuter
$ 88.00
$ 173.00
$ 118.00
$ 232.00
$ 58.00
$ 49.00
$ 5.00
Residence student
3 Ways to Buy a Parking Permit
1. On-line: Credit card, debit card or e-check
2. At Cashier’s Office (Parking Window):
All forms of payment accepted (except by
3. Smart phone: Scan the QR with your
Parking Citations
• Read the rules and regulations on the web site:
• If receive a citation, you have 14 days to pay or
to appeal. After 14 days a $15 late fee &
students account is on Hold.
• After 90 days, the account will be sent to
collections and additional fees will apply.
• Unpaid citations cause “Holds” to be placed
on the student record. This prevents
registration, getting grades, transcripts
and diplomas.
Cashier’s Office will be
Open today until 5 pm
• Questions about Tuition and Fees?
• Questions about Parking?
• Questions about Florida Pre-Paid?
Housing and
Residence Life
email: [email protected]
Housing and Residence Life
Not your home;
a home away from home
for your USFSP student.
Assistant Director
Assignments and Operations Coordinator
Residential Life Coordinator
Administrative Specialist
Fiscal and Business Specialist
Summer ACUHO-I Interns
Living on Campus
• Increased connection to other
students and the campus community.
• Higher levels of involvement.
• Leadership opportunities.
• Developing independence.
• Personal growth.
How to Apply
• Go to www.usfsp.edu/housing
• Click “Apply for Housing and Dining”
• Sign-in and follow the instructions
• Pay $400 Housing and Dining PrePayment to Cashier’s Office
Other Costs to Consider
• Laundry
–$1.25 per wash/dry
• Start of the year cost
• Twin X-long
–Room Accessories
• On-going
Sodexo Dining Services
Meal Plan Information
Email: [email protected]
Locations Around Campus
The Reef Dining Hall
We are proud to offer a dining program complete
with signature brands and menu selections that
include just about every item you can imagine.
Just feast your eyes on what we have available daily:
• Delicious hot home style entrees
• Made to order deli
• Homemade Soups
• Vegan and Vegetarian Cuisine
• Fresh Fruits and Salads
• Fresh Baked Desserts
Other venues on Campus
Providing Starbucks coffee ,
hot and cold grab and go
sandwiches and snacks.
Meal Plan Information
How the Meal Plans Work
• It’s simple –the campus ID card you’re carrying around
can be used as a form of payment.
• Declining Dollar Balance: It works just like a debit
card – the card gets swiped at the time of purchase at
all of our dining locations.
• The purchase price is then deducted from your
account and the balance automatically adjusted.
• No more concerns about trips to the ATM, carrying
cash, or that the dining hall is closed, you just need
your student ID to make a purchase.
Meal Plan Information
• 10% discount on all purchases through
Dining Services. Tax will be applied at the
time food is purchased.
• All First time resident students are required
to buy the Gold or Gold PLUS plan.
• Returning resident students have the option
to buy the Green, Gold, or Gold PLUS plan
for each semester.
Meal Plans
Not a traditional meal plan
• Our meal plan is the ultimate in simplicity and
• It is not about the number of meals. It is about dining
when you want. Where you want.
• A La Carte: Students start off with an opening
balance of spending money and purchase items at an
a la carte pricing.
• There are no such things as lost meals. No time
Meal Plans
Our plans are about personal choice.
• We know that every student has different dining
needs. (All mandatory residential meal-plan
participants receive a 10% discount at all dining
Need more money added to your plan?
• You can always add more money at any time.
• Visit our website www.usfspdining.com and click
on the Dining Plans tab to add money - any time.
Choosing the Right Meal Plan
Things to consider when choosing the right
meal plan for you.
1. How many meals do you eat per day?
2. Do you often skip a meal and eat an
afternoon snack in its place?
3. How often do you see yourself going
home during the weekends?
4. Do you see yourself dining in retail
areas vs. campus dining?
Meal Plan Options
Fall/Spring Meal Plan Types
All first year resident students can choose between:
– GOLD Plan: $1803.80 Students who generally skip a meal a day
prefer this meal plan
– GOLD PLUS Plan: $2077.18 Students who eat 3 meals per day or
like the flexibility of unlimited access choose this meal plan
Commuter students and Second year resident students and beyond can also
select the:
– GREEN Plan: $1127.82 Students who go home on the weekends
for a job or to visit friends often generally choose this meal plan
Additional Meal Plan Info
• Meal Plans are available to all
• Need smaller quantities?
• $50 = 5% discount
• $500 = 10% discount
–Can be purchased any time,
no expiration date.
Fall 2014 Dining Points Usage Chart
Total Value $ 1,127.82
Gold Plus
$ 1,803.80
$ 2,077.18
Weekly Average $
Daily Average $
Friday, August 29, 2014 $ 1,057.33
Friday, September 05, 2014 $ 986.84
Friday, September 12, 2014 $ 916.35
Friday, September 19, 2014 $ 845.87
Friday, September 26, 2014 $ 775.38
Friday, October 03, 2014 $ 704.89
Friday, October 10, 2014 $ 634.40
Friday, October 17, 2014 $ 563.91
Friday, October 24, 2014 $ 493.42
Friday, October 31, 2014 $ 422.93
Friday, November 07, 2014 $ 352.44
Friday, November 14, 2014 $ 281.96
Friday, November 21, 2014 $ 211.47
Friday, November 28, 2014 $ 140.98
Friday, December 05, 2014 $
Friday, December 12, 2014 $
$ 1,691.06
$ 1,578.33
$ 1,465.59
$ 1,352.85
$ 1,240.11
$ 1,127.38
$ 1,014.64
$ 901.90
$ 789.16
$ 676.43
$ 563.69
$ 450.95
$ 338.21
$ 225.48
$ 112.74
$ 1,947.36
$ 1,817.53
$ 1,687.71
$ 1,557.89
$ 1,428.06
$ 1,298.24
$ 1,168.41
$ 1,038.59
$ 908.77
$ 778.94
$ 649.12
$ 519.30
$ 389.47
$ 259.65
$ 129.82
Our Promotions
Sodexo offers many
choices to make your
dining experience great .
Learn more about making smart choices for a Better Tomorrow at www.tomorrowstarts2day.com.
Promotion: Fill My Fridge
• It’s an exciting and innovative
promotion in which you will
be able to purchase your
student’s favorite selections,
from nutritious snacks to
thirst quenching beverages,
allowing you to spend more
time getting your student
acclimated to campus rather
than running all around town
to looking for those items.
Like us on Facebook!
“The Reef at USFSP”
Steps to Initiate a Meal Plan
1. Submit Meal Plan & Housing contract
2. Pre-payment:
– $400 for Meal Plan & Housing contract.
– In person or mail to the Cashier’s Office in
BAY 132
Steps to Initiate Meal Plan
3. Balance of Payment due IN FULL:
– The 5th day of each semester.
– EXCEPTION: Financial Aid Students
with Meal Plan deferments posted in
OASIS. (Covered in the financial aid
Contact Us!
Louis Duran, General Manager
Our website features substantial dietary
information, including eating tips and
suggestions for healthy living on campus.
Or you can call us 727-873-4433.
Barnes and Noble
Your Campus
Your Bookstore
Rental Program
• Save up to 60% with Dynamic Rental
• Rent for the entire semester
Rentals due on the last day of finals
• Highlight & write in the book
Book must be returned in reusable condition
• Free return shipping
Free return label available online
Book must be shipped by due date
Traditional Programs
• Used books – save 25%
• Year-round buyback
• Yuzu Digital Textbook Platform
• I-Pad Support
• Online Access
• No Computer Limit
• Books Go Where You Go
Online Textbook Reservations
• Order online
• USFStPete.BNCollege.com
• Order early
• First dibs on used & rental textbooks
• Easy return policy
First week of class with receipt
First month of class with receipt & proof of schedule
• Easy payment options
• Credit card (Visa, MasterCard, American Express,
Discover), Barnes & Noble gift cards, Paypal, or
financial aid (BAPP)
Employment Opportunities
Student Workers
needed for
Fall Rush
Training in July and August
Great Benefits
Apply today at:
Not JUST a bookstore…
Supporting USFSP
A portion of every sale here at the USFSP
Bookstore goes right back to the University of
South Florida – St. Petersburg.
These funds support various student programs,
organizations, clubs and faculty initiatives.
Barnes & Noble provides $15,000 every year for
scholarships to USFSP/USF
Support your bookstore, support your campus!
Welcome to USFSP!
We look forward to seeing you
in your friendly
neighborhood Barnes &
Noble Bookstore!
Barnes & Noble
is Proud to
Where Is this Information Posted?
In OASIS – Online Access Student Information System
What is Owed?
What is Coming In?
“Student” tab
“Tuition and Fees”
“My Account Summary
by Term”.
• “Financial Aid” tab
• “My Award and Loan
• “Award Summary”
This will show all tuition and
fees, housing, meal plan and
bookstore charges to your
student’s account once charged.
This will show financial aid
awards including
scholarships, grants, and
Financial Aid,
Deferments, and
BAPP’s – Oh My!
Let’s Put it All
Who Gets Financial Aid?
Every student, who meets
some basic eligibility
requirements, can get some
type of financial aid
regardless of age or family
Where Do I Start?
FREE Application for Federal Student Aid
The FAFSA is a form that parents and
students must annually complete to apply
for federal student aid
School code: 009016 or 001537
How do I apply?
• Both student and at least one parent
needs to apply for a federal PIN number:
• Fill out the FAFSA, online or in print, to
have access to financial aid to help pay for
college. The simplified online application
is available at www.fafsa.gov.
• You can use the FAFSA On the Web
Worksheet –FOTW to “practice” what
needs to be filled in.
FAFSA Points to Remember
• Use the name that is on the student’s Social
Security Card as well as the correct SS
• Student under age 24 is considered
dependent. You must report parent and
student information on FAFSA
• Student of divorced parents must use
information of parent they lived with
most in the last 12 months - if parent
is remarried - must also use stepparent’s income
When do I apply?
• Annual Renewal Process:
–Apply between January 1st and
March 1st (USF’s priority deadline) of
every year thereafter until
education is completed.
–Use ESTIMATED tax information
to meet priority deadlines.
• 2014-15 Academic Year
–Entering Fall 2014, Spring
2015, or Summer 2015.
–Uses 2013 Tax information for
student and parent (use
estimated tax information to
complete, then use IRS import
after taxes are completed)
I’ve done the FAFSA – Now What?
 Results
of the FAFSA - “SAR”, or
Student Aid Report by email 3 – 5
days after your FAFSA has been
processed, if you provided an
email address when you applied.
 Review
your SAR carefully to make
sure it is correct and complete.
Make any changes online.
I’ve done the FAFSA – Now What?
• Your SAR summarizes all the
information you provided on your
FAFSA. Make corrections if necessary
and submit online.
• You will receive an email verifying that
your FAFSA was “processed”.
• Once you receive that email, allow up
to 2 weeks for the school to receive
and electronic copy of your FAFSA.
SAR contains:
• Estimated Family Contribution (EFC)
• The U.S. Department of Education
calculates your EFC, and sends
your EFC to the schools you listed
on your FAFSA.
• Calculation using the parent AND
student tax information provided
to the federal processor on the
FAFSA. The resulting federal
formula is the Expected Family
Contribution (EFC).
How Does a School Determine What Types
of Financial Aid a Student Receives?
PART 1: Federal Formula
– The EFC calculation is the minimum
amount a family is expected to
contribute toward a student’s education.
How Does a School Determine What Types
of Financial Aid a Student Receives?
PART 2: Estimated College Costs *may change
based on actual enrollment.
COST OF ATTENDANCE (Inflated Budget)
Tuition and Fees
+ Room and Board
+ Books and Supplies
+ Transportation
+ Miscellaneous Living Expenses
= Cost of Attendance
So, Financial Need-based Aid is:
The difference between the standard
Cost of Attendance and the EFC
• Financial Aid is based on demonstrated need
and is designed to help students who cannot
afford the cost of attending college
Forms of Financial Aid
There are two forms of financial aid
that may be offered: gift aid and
self-help aid
Gift aid includes grants and scholarships –
gifts of money to pay for college that
don’t have to be repaid
Self-help aid includes employment,
such as on-campus part-time jobs
that help curb college expenses,
& loans that you will need to repay
As a Result, You can receive:
More than $150 billion of aid is available every year to
students to help cover tuition and fees, room and board,
books and supplies, transportation, and other educationrelated expenses.
– GRANTS (need-based gift aid)
– SCHOLARSHIPS (both need & non-need gift aid)
– STUDENT EMPLOYMENT (need-based self-help aid)
– LOANS (both need & non-need self-help aid)
• Student Loans
• Parent Loan for Undergraduate Students (PLUS)
• Money that does not have to be paid
• Pell Grant is an Entitlement: If eligible, it
will pay out regardless of when the
FAFSA was completed.
• Other federal, state and USF Grants are
based on meeting the priority FAFSA
application deadlines (before every
March 1st for USF).
• Do not have to be paid back
• Merit, skill, financial need.
• View internal and external
scholarship opportunities on our
webpage each year:
1415 Scholarship Information
No Scholarship Application is Needed
for Admissions Scholarships.
• Admissions Scholarships – All firsttime entering freshmen or upper-level
transfer students are automatically
considered for this award when they
apply for admission to USF by the early
admissions deadline of January 2nd.
1516 Scholarship Information
Other USF scholarships require an Application every
Other USF Scholarships –
• All students can apply every year for the
USFSP Privately Funded Scholarships and the
USF System Scholarships.
• Both require an online application, however,
multiple scholarships can be awarded from
each application. These will be available in
November for the 1516 award year.
Student Employment
• Federal Work Study or Departmental Funded
• Need-based award
• Allows student to earn money via a paycheck
paid every two weeks.
• Flexible work schedule
• Doesn’t count against Financial Aid awards
Loans (Money you Borrow)
• Money students and parents can borrow
to help pay educational expenses
• Repayment usually begins after education
is finished, or student drops below halftime enrollment.
• Only borrow what is really needed
• Look at loans as an investment in the
future: they help to establish
positive credit.
Student Loans
 For undergraduate students who are enrolled at
least half-time* and demonstrate financial need
 Student is not charged interest on the loan while
in school at least half-time and during deferment
 The U.S. Department of Education (ED) is the
lender; payment is owed to ED
 Interest rate for Fall 4.66%.
 For undergraduate students who are enrolled at
least half-time; financial need is not required
 Student is responsible for interest during all
 ED is the lender; payment is owed to ED
 Interest rate for for Fall 4.66%.
Parent (PLUS) loans
• Parent’s apply for this credit-based loan.
• REQUIRES an application on www.studentloans.gov. A
credit decision is provided immediately. Apply no earlier
than 45 days before the beginning of the semester.
• Interest rate for Fall is 7.21%.
If APPROVED PLUS Loan (Parent has positive
credit): We can award up to the Cost of Attendance
less any other aid offered. This will be a Parent loan
paid on behalf of the student.
If DENIED PLUS Loan (Parent has negative credit):
We can offer the dependent student the same
amount of federal Direct Loans as an independent
student. This will be a Student Additional
Unsubsidized Loan
Easy to Understand Federal Financial Aid Information:
Both Florida Pre-paid and Bright Futures? YES!
• After you register, the Cashier’s office receives your
information from FPP program;
• Your tuition will be reduced according to your type of
• Then, Florida Bright Futures (FBF) funds are received
from the State of Florida at the end of the first week of
classes each semester.
• FBF will send funds in the amount of the scholarship you
will be receiving to cover tuition. (For example, if you
have Florida Academic Scholars, $103 per credit hour
will be paid. Florida Medallion Scholars will pay $77 per
credit hour.)
If you still owe tuition and fees after FPP has been used,
your FBF disbursement will be applied to pay the
remaining tuition charges before being applied to any
additional charges owed to USF and posted to your
student account.
When financial aid comes in, payment of charges on
the student account occur in the following order:
Tuition charges, then
On-Campus Housing, then
Bookstore charges, then
Meal Plan (if posted to your OASIS student
account before the end of the first week of
If no other charges are posted to the OASIS
student account and there is a credit balance,
your student will receive a refund via
e-Deposit if you have subscribed via OASIS.
Tuition and Fee Deferments,
Housing Deferments,
Meal Plan Deferments
Bookstore Advance Purchase
Program (BAPP)
What is the Benefit of a Deferment?
• TIME! A student who has been granted a
deferment will not have to worry about
paying for charges by the end of the drop/add
week (Friday, at 5:00pm at the end of the first
week of classes every semester).
• One type of deferment does not guarantee
receipt of the others.
• Check the OASIS account every semester to
see which deferments have been posted.
Tuition and Fee Deferments
• The deferment defers payment due on tuition
and fees only.
– Fall deadline to pay: 10/31/14
• To qualify:
• 1415 FAFSA on file.
• Registered for 6 hours (once fall charges post)
• No actual amount of financial aid has to be
• Check OASIS under “My Requirements, Bookstore
Authorizations and Deferments” to see if a Tuition
Deferment is posted.
Housing Deferments
• Housing contract payment is due for
all students by the end of the first
week of classes.
• Housing Deferments are granted for
Fall and Spring.
–Fall deadline to pay: 10/31/14
To Qualify for a Housing Deferment
• FAFSA on file
• Based on “Accepted” financial aid.
– In State student: $5,800 accepted
– Out of State student: $11,200 accepted
• Note: Federal Work study funds are earned
throughout the semester and do not count towards
automatic Housing deferments, however Florida PrePaid will count as accepted aid.
• Check OASIS, under the “My Requirements, Bookstore
Authorizations and Deferments” every semester to see if a
Housing Deferment is posted.
Meal Plan Deferments
• Meal Plan contract payment is
due for all students by the end
of the first week of classes.
• Meal Plan deferments are only
available during the Fall and
Spring terms.
To Qualify for a Meal Plan Deferment
– FAFSA on file.
– Have an excess of financial aid accepted and
authorized above the amount of charges on the
student account (including tuition, fees, housing and
meal plan charges)
– In some cases, a manual meal plan deferment can be
granted if a payment is made for the difference
between what is owed and the incoming financial aid.
 After tuition, fees, housing and meal plan charges
have been posted to your student account, you can
contact financial aid to verify amount needed
to qualify, email a counselor [email protected]
Bookstore Advance Purchase Program (BAPP)
• The BAPP allows a student to “charge” books and supplies at
any USF Barnes and Noble Bookstore, against incoming
financial aid.
• To qualify:
– A student would need to have at least $100 extra in
financial aid above the total charges listed in the Oasis
– Check OASIS, under the “My Requirements, Bookstore
Authorizations and Deferments” every semester to see
if a BAPP is posted.
• If eligible, you will be able to “charge” your books using
your USF student ID. The bookstore charges then would
be added to the student account. When financial aid
comes in, it will pay for tuition, fees, housing, meal
plans, and bookstore charges.
Putting it all together
Remember that the Estimated Cost of
Attendance on the Students award notice
does not reflect the “Real” costs of
attending school.
To get an idea of the “REAL” costs, use the
Cost Calculators on our webpage:
NOTE: An optional demonstration of the
Cost Calculator will be at the end of
this presentation!
Putting it all together!
Using the USFSP Cost
Cost Calculator
• Red triangles in corners of
each cell mean that there is
information there.
• Drop down boxes provide
rates for various options
(Tuition, Housing, Parking
Permits, Meal Plans)
• Parking Permit (if selecting
“Annual”, remember to only
list this rate in the Fall Cost
• Once everything is entered,
click on “Submit”
 Monthly expenses will be
automatically calculated
for the semester. (4
months each for fall and
 Direct Costs are the necessary Costs to
attend school. If you have a positive Fall
or Spring Balance
 Indirect Costs are the variable costs
which a student may incur while
attending USFSP. The remaining balance
per term in the “Direct Cost” section can
be used to help pay for these costs.
REAL Cost of Attendance
Panel Contacts
• Housing: www.usfsp.edu/housing
email: [email protected]
• Meal Plans: www.usfspdining.com
email: [email protected]
• Cashiers Office: (Tuition/Fee & Housing/Meal
Plan payments, Parking, Florida Pre-Paid)
– (727) 873-4107 or (727) 873-4480
– email: [email protected]
• Financial Aid: www.usfsp.edu/finaid
email: [email protected]
Thank you!
Cost Calculator
Panel Breakout Questions
(Financial Aid office in BAY 105 will
be open until 6pm
for specific questions.)

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