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MasterCard® M/Chip™ Advance
Integrated Data Storage
Integrated Data Storage gives the
ability to save transit related information
on a payment card and expand the card’s
use into the transit space
© 2011 MasterCard – Proprietary and Confidential
©2011 MasterCard.
Proprietary and Confidential
November 9, 2011
Page 1
MasterCard® M/Chip™ Advance
Integrated Data Storage
Integrated Data Storage allows operators
to store data on the card that can be used for
loyalty programs. The data can then be used
within the standard EMV transaction flow and
can optionally be linked to a successful
payment
© 2011 MasterCard – Proprietary and Confidential
©2011 MasterCard.
Proprietary and Confidential
November 9, 2011
Page 2
MasterCard® M/Chip™ Advance
Enhanced Card Risk Management
M/Chip™ Advance allows you to:
• Have separate risk profiles
for contact/contactless
• Have separate risk profiles
for CVM/No CVM
• Maximum transaction amount
• Maximum days offline
Therefore better issuer control over an individual card’s risk
© 2011 MasterCard – Proprietary and Confidential
©2011 MasterCard.
Proprietary and Confidential
November 9, 2011
Page 3
MasterCard® M/Chip™ Advance
Backwards Compatibility
© 2011 MasterCard – Proprietary and Confidential
M/Chip™ Advance offers issuer host
backwards compatibility with:
• M/Chip 4 (100% compatible)
• M/Chip 2.1 (high level of compatibility)
• M/Chip 2.2 (high level of compatibility)
• M/Chip 2.0.5 (high level of compatibility)
• M/Chip 2.0.6 (high level of compatibility)
©2011 MasterCard.
Proprietary and Confidential
November 9, 2011
Page 4
MasterCard® M/Chip™ Advance
Additional New Features
Dual interface card product fully integrating PayPassTM
Offer flexible interface management
Enable contactless interface after issuance
Enhanced Payment functionality
Improved offline prepaid functionality
Torn Transaction Recovery Mechanism
Offline and Predominately Offline modes
Partial Authorisation
Simplified CAP Transaction flow and enhanced PIN management
Enhanced Logging
© 2011 MasterCard – Proprietary and Confidential
©2011 MasterCard.
Proprietary and Confidential
November 9, 2011
Page 5
MasterCard® M/Chip™ Advance
Terminal
New Reader Specification supports:
• Integrated Data Storage
• Torn Transaction Recovery
• M/Chip for Mobile
© 2011 MasterCard – Proprietary and Confidential
©2011 MasterCard.
Proprietary and Confidential
November 9, 2011
Page 6

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