The concept and business usage of paypal PDF

Report
E-Business Technologies
Changzhe Yin
2010/12/17
Contents
 Introduction
 Concept
 Process
 Business
Usage
 Conclusion
INTRODUCTION
INTRODUCTION

Global Market
 grow so fast
 over 100,000 people sign up
 over 100 countries and 24 currencies
INTRODUCTION

PayPal and eBay
 Over 80% in U.S.
 be tightly coupled
DEFINITION
payments and money transfers to be
made through the Internet.
 faster and safer
 acts as a middleman
 three leading online payment services:

 the PayPal global payment service
 the Payflow Gateway
 Bill Me Later
DEFINITION

PayPal across the Globe
 24 currencies:
U.S. Dollar, Australian Dollar, Canadian Dollar,
Hong Kong Dollar, Singapore Dollar, Taiwan
New Dollar, New Zealand Dollar, Euro, Swiss
Franc, Czech Koruna, Swedish Krona, Danish
Krone, Norwegian Krone, Hungarian Forint,
Mexican Peso, Philippine Peso, Malaysian
Ringgit, Chinese RMB, Israeli New Shekel,
Pounds Sterling, Brazilian Real, Polish Zloty,
Thai Baht and Japanese Yen
DEFINITION

localized websites in 20 markets:
Argentina, Australia, Austria, Belgium,
Brazil, Canada, China, France,
Germany, Hong Kong, Italy, Japan,
Mexico, the Netherlands, Poland,
Singapore, Spain, Switzerland, the
United Kingdom and the United States
DEFINITION

The PayPal Account
 the core of the PayPal system
○ Send Money
○ Request Money
○ Auction Tools
○ Website Payments
○ Money Market
○ Virtual Debit Card
○ Account Insurance
○ E-mail Customer service
DEFINITION
The PayPal Account
 freely create
 over 120 million PayPal accounts in
existence
 more accounts than American Express
and Discover combined

DEFINITION
DEFINITION

Account Types
 Personal
 Premier
 Business
 Sandbox
DEFINITION

Personal Account
 The most common type
 people who don’t sell a lot of things online
 mainly for buying stuff or sending and
receiving money between friends and family
 it is free to do accept money
 provide only your name, address, phone
number, and email address.
 limits: amount of money you can receive
with a Personal account
DEFINITION

Premier Account
 to sell things or otherwise accept money
 other PayPal account holders can pay you
with a credit card
 customer service department
 PayPal Shopping Cart
 gain access to the PayPal application
programming interface (API)
DEFINITION

Business Account
 all the features of the Premier accoun
 the ability to operate under your business’s
name
 access PayPal’s business reporting tools
 PayPal’s Website Payments Pro payment
solution
DEFINITION

Sandbox Account
 within PayPal’s testing environment
 testing purposes
 fully functional PayPal account
 all the money is fake
PROCESS

Website Payments Standard
PROCESS

Security
 "Gausebeck-Levchin" test
 only a human can decipher it
PROCESS

PayPal Security Key
 Buyer Benefits
○ Makes online shopping even more secure
○ Provides additional account protection
○ Verifies your identity
 Seller Benefits
○ Gives you greater control over your eBay sales
○ Protects your privacy
○ Ensures that only you receive payment for your
items
PROCESS

Notifications You Receive About
Payments
 You receive email notification when:
○ A successful payment is made.
○ A payment is pending.
○ A payment is canceled.
PROCESS

Postpayment Processing
 Auto Return
PROCESS

Payment Data Transfer (PDT)
PROCESS

Instant Payment Notification (IPN)
BUSINESS USAGE
transfer funds electronically
 pay for online auctions
 purchase goods and services
 make donations
 send cash to someone.

BUSINESS USAGE

Sending Money
 send money to a friend
 donate to a charity and
 transfer money abroad
BUSINESS USAGE

Sending Money
 launched Student Accounts
BUSINESS USAGE

Pay Online
BUSINESS USAGE
Get Paid
 wide range of options available
 basic payments

 provide e-mail address

extensive services
 accept credit card payments online
CONCLUSION

Advantage





Safe
Saving time
Sending Money abroad
Saving money
Disadvantage
 Freeze your account and hold your money
 Take a long time
THANKS!

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