Slide 1

Report
LIEBHERR-SINGAPORE
PTE LTD
No. 8 Pandan Avenue 609384 Singapore
1
AGENDA
1.
Disclaimer
2.
The Current Welfare
3.
Claim Procedure
4.
Gap Fulfilling Plan(Cashless Plan)
5.
Special Customized Plan
6.
Special Privileged for All Liebherr Staffs
7.
FAQ and Common Admin Problem
No. 8 Pandan Avenue 609384 Singapore
2
1.Disclaimer
 Company has their limitation in having a full comprehensive
coverage for all staffs due to difference needs
 Staffs are responsible
to seek to enhance their own coverage base
on individual needs to have a better coverage
 Company has sought special price with AIA for certain product for
LIEBHERR’s staff to enhance Major Medical Cost and other shortfall
 To know more in details about what the company is providing,
you can contact Tommy at 9787 6986 or [email protected]
No. 8 Pandan Avenue 609384 Singapore
3
2.What is the Current Welfare
 Group Life/TPD
 Hospital & Surgical
 Group Accidental Death &
Dismemberment
 Members:
All regular, full time active employees over 16 and
under 65 years of age employed by the Policyholder in Singapore
 Max Age of Coverage:
 Waiting Period:
70 years of age
3 months from the date of employment
No. 8 Pandan Avenue 609384 Singapore
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Group Life & TPD Policy
Classification
Role
Rate of Benefits
Plan 1
Department Head/Senior Manager
S$300,000/-
Plan 2
Manager
S$250,000/-
Plan 3
Executive
S$200,000/-
Plan 4
Non-Executive
S$150,000/-
Plan 5
Engineer (Vietnam)
S$28,000/-
No. 8 Pandan Avenue 609384 Singapore
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Group Hospitalisation &
Surgical Policy (Local)
Benefits (Local)
Plan 1
Department
Head/Manager
Plan 2
Executive
Plan 3
Non-Executive
Daily Room and Board
S$300
S$270
S$200
Intensive Care Unit
S$900
S$810
S$600
Hospital Misc Services
S$5,000
S$4,000
S$3,500
Surgical Fee
S$7,000
S$6,000
S$5,500
Daily In-Hospital Doctor’s Visit
S$100
S$80
S$75
Pre & Post-Hospitalisation Specialists’ Consultation, Diagnostic X-ray & Laboratory Test
S$1,500
S$1,300
S$1,100
Emergency Out-Patient Treatment (Accident)
S$3,000
S$2,500
S$2,000
Hospitalisation in Singapore Government/Restructured Hospitals – Overall Limit excluding
Room & Board/ICU
S$15,000
S$13,500
S$10,000
Overseas Hospitalisation
150% of GHS Benefits
Natural / Accidental Death
S$5,000
S$5,000
S$5,000
Outpatient Kidney Dialysis / Cancer Treatment
S$30,000
S$30,000
S$30,000
No. 8 Pandan Avenue 609384 Singapore
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Group Hospitalisation &
Surgical Policy (Foreigner)
Benefits (Foreigner)
Plan 1
Daily Room and Board
Intensive Care Unit
Hospital Misc Services
Surgical Fee
Daily In-Hospital Doctor’s Visit
S$200
S$15,000 per
policy year
subject to 4
Bedded Govt.
Ward
Pre & Post-Hospitalisation Specialists’
Consultation, Diagnostic X-ray & Laboratory Test
Natural / Accidental Death
Appendix A*
S$600
S$6,000
S$7,000
S$60
S$1,000
S$3,000
S$3,000
*Sub limits per policy year will apply if the insured goes to a ward higher than the plan entitlement or private hospital for
treatment (For more information, please contact Tommy at 9787 6986 / [email protected])
No. 8 Pandan Avenue 609384 Singapore
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3. Claim Procedure
No. 8 Pandan Avenue 609384 Singapore
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Claim - Hospitalisation
No. 8 Pandan Avenue 609384 Singapore
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Claim – Hospitalisation (E.C.P)
No. 8 Pandan Avenue 609384 Singapore
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Claim – Hospitalisation (L.O.G)
No. 8 Pandan Avenue 609384 Singapore
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Claim – Term Life / TPD
No. 8 Pandan Avenue 609384 Singapore
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Claim – Accidental Death
No. 8 Pandan Avenue 609384 Singapore
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4.Gap Enhancing Plan:
Cashless
No. 8 Pandan Avenue 609384 Singapore
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AIA HEALTHSHIELD GOLD ELITE
Benefits (You)
(S$) Inclusive of GST
In-Patient and Day Surgery Benefits
As Charged
In-Hospital Psychiatric Treatment
S$5,000 per policy
Accidental In-Patient Dental Treatment (Within 7 days after Accident)
As Charged
Pre-Hospitalisation Benefit (Within 100 days prior to Confinement)
As Charged
Post-Hospitalisation Benefits
As Charged
Pregnancy Complications Benefits
As Charged
Congenital Abnormalities Benefits (Applicable only to the biological child of female insured)
S$5,000 per policy
Emergency Overseas (Outside Singapore) Medical Treatment or Hospitalisation
As Charged
Final Expense Benefit
S$2,000 per policy
Out-Patient Hospital Benefit
As Charged
Limit Per Policy Year
S$100,000
Limit Per Lifetime
Unlimited
Limit Per Policy Year
S$500,000
Limit Per Lifetime
Unlimited
Extra Cover for 30 Critical Illnesses Benefit
Maximum Claim Limit
Deductible (per policy year)
- Refer to Slide 13 -
Co-insurance
10%
Last Entry Age
75
Maximum Coverage Period
Lifetime
No. 8 Pandan Avenue 609384 Singapore
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AIA HEALTHSHIELD GOLD ELITE
Deductible (per policy year)
(S$) Inclusive of GST
Below Age 82 Next Birthday
C Class Ward
S$5,000 per policy
B2 Class Ward
As Charged
B1 Class Ward
As Charged
A Class Ward / Private Hospital
As Charged
Day Surgery
As Charged
Age 82 Next Birthday and Above
C Class Ward
S$1,500
B2 Class Ward
S$2,250
B1 Class Ward
S$3,000
A Class Ward / Private Hospital
S$4,500
Day Surgery
S$3,000
No. 8 Pandan Avenue 609384 Singapore
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AIA HEALTHSHIELD GOLD ELITE
Deductible (per policy year)
Premium Inclusive of 7% GST (S$)
Once a year
1-30
S$149.80
31-40
214.10
41-50
423.80
51-55
736.20
56-60
794.90
61-65
1,108.40
66-70
1,676.70
71-75
2,250.40
76-78
3,367.90
79-80
3,784.90
81-83
3,784.90
84-85
4,288.90
86-88
5,050.30
89-90
5,246.00
91-95
5,835.90
96-98
6,548.40
99-100
7,035.10
No. 8 Pandan Avenue 609384 Singapore
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Specially Customized Offer
AIA SAFE CHOICE
Up to S$300,000 in the event of death*
 Up to S$2,000 per month, for 180 months, in the
event of permanent and total disability*
 Reimbursement of your medical expenses if you are
injured*
 The option to have your premiums waived if you are
retrenched (Optional Benefit)
 Optional cover for your spouse and children

* As a result of an Accident
No. 8 Pandan Avenue 609384 Singapore
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Group Accidental Death
& Dismemberment Policy
Classification
Role
Rate of Benefits
Plan 1
Department Head/Senior Manager
S$300,000/-
Plan 2
Manager
S$250,000/-
Plan 3
Executive
S$200,000/-
Plan 4
Non-Executive
S$150,000/-
Plan 5
Engineer (Vietnam)
S$28,000/-
*For more information on dismemberment, please contact Tommy
at 9787 6986 / [email protected]
No. 8 Pandan Avenue 609384 Singapore
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AIA SAFE CHOICE
BENEFITS TABLE
Benefits (You)
Plan 1
Plan 2
Plan 3
Plan 4
Loss of Life, Dismemberment and Loss
of Sight Indemnity, and Permanent
Total Disability Benefit
S$50,000
S$100,000
S$150,000
S$200,000
Monthly Living Benefit (Accident)
S$500
S$1,000
S$1,500
S$2,000
Accidental Medical Reimbursement
S$1,000
S$3,000
S$4,000
S$5,000
Daily Accident Hospital Income Benefit
S$50
S$100
S$200
S$300
Reconstructive Surgery Due to Accident
S$50,000
S$100,000
S$150,000
S$200,000
Ambulance Service Reimbursement
S$500
S$500
S$500
S$500
Class 1 and 2
S$138.88
S$290.67
S$441.48
S$592.30
Class 3 and 4
S$186.88
S$391.95
S$595.48
S$799.01
Premium (Yearly)
No. 8 Pandan Avenue 609384 Singapore
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7.FAQ & Common Admin Problem
FAQ
•
Can I don’t make any deposit to the hospital?
No. Deposit is a must when the hospital requested. Letter of guarantee will be issue base on serious cases and discrete of the
company.
•
How can make my reimbursed amount paying to the hospital in cash lesser?
You can use the Express Claim Form. The hospital will settle with AIA directly. Please note that only selected hospital only.(East Shore
Hospital, Gleneagles Hospital, Mt Alvernia,NUH, Raffles Hospital, SGH, Thomson Medical Centre, Changi General Hospital, Mt
Elizabeth Hospital)
•
Is existing condition covered in the company insurance.
Yes.
•
Is the company insurance covered all my expenses in the hospital?
No. Company insurance have their own limitation. Consult a agent to further enhance your coverage
•
How shall I know in detail how my company policy cover me?
You can call our selected Agency Tommy Chew at 97876986 or write to [email protected]
•
How long will it take to reimburse back the amt to medisave and account?
Normally it will take 1 month as there is a lot of missing document.
•
I got a medisheld and company insurance. Am I well fully covered?
No. Please seek for consultation to enhance the coverage.
Common Admin Problem
1.
Lack of Final Bill and Itemized Bill- Normally Hospital will send the Final bill to patient house in 1 month time after discharge. Sent your
final bill with all tax invoice and physician statement together to HR in order not to delay yr payment.
2.
Lack of Physician statement- As long as more than $1000 bill, physician statement is needed. It will be reimburse partially depend on
the hospital. Refer to the claim form for more information.
No. 8 Pandan Avenue 609384 Singapore
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Any Question?
Any enquiries or doubts can be addressed to:
Tommy Chew BCOM, AFP,APWP
Associate Agency Manager
Email: [email protected]
Mobile: 9787 6986
Agency Specialise
•Personal Planning
•Retirement Planning
•Estate Planning
•HNW Planning
•Vehicle Insurance
(Malaysia, Singapore)
•Fire Insurance/ Car Insurance
•Cargo Insurance
Lim Teng Lee
Financial Service Consultant
Email: [email protected]
Mobile:91776531
AIA Agency Office:
SP-JONATHAN (AIA Pinnacle Club, 2000-2010)
AIA ALEXANDRA, 371 Alexandra Rd #10-23
Singapore 159963
No. 8 Pandan Avenue 609384 Singapore
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