Business Intelligence Group 10 Beny. Erlien. Febrian. Billy Business Intelligence Refers to the use of technology to collect and effectively use information to improve business effectiveness. An ideal BI system gives an organization's employees, partners, and supplier's easy access to the information they need to effectively do their jobs, and the ability to analyze and easily share this information with others Evolution of Business Intelligence Manual System ComputerBased System MIS-Based System What BI offers? √ Solutions to Business Problems √ Eliminate guesswork √ Get key business metrics reports when and where enterprise need them √ insight into customer behavior √ identify cross-selling and upselling opportunities √ streamline operation √ Improve efficiency √ Flexible analytics solution for changing business scenarios and growth Benefits of Business Intelligence Improved operational and strategic decisions from better and more timely information Improved employee communications and job satisfaction resulting from a greater sense of empowerment Improved knowledge sharing. BI for banking Important area covered: • Analytical Customer Relationship Management; • Bank Performance Management; • Enterprise Risk Management; • Asset and Liability Management; and • Compliance BI Credit risk management should support: Collections Analysis Involved Party Exposure Credit Risk Assessment Non-Performing Loan Analysis Credit Risk Mitigation Assessment Outstanding Analysis Customer Credit Risk Profile Portfolio Credit Exposure Debt Restructure Analysis Security Analysis By : Ćirić & Mirčetić, 2008 BI Banking implementations: • Historical Trend Analysis • Customer relationship management • Risk Management • Regulatory Compliance Building a Business Intelligence Storage and computing hardware Applications and data sources Data integration Relational databases and data warehouses OLAP applications and analytic engines Analytic applications Information presentation and delivery products BI Infrastructure (Banking) BI Applications BI Applications (cont…) QnA?