Welcome to JA Finance Park Teacher Orientation JA Capstone Program Capstone is the culmination of classroom study. It provides experiential activities that allow students to apply knowledge they learned in classrooms to real-world situations. JA Finance Park – Middle and High School 1 Orientation Objectives By the end of orientation, you will understand: • The purpose of JA Finance Park. • How to effectively use the curriculum. • Teacher responsibilities for a successful student simulation experience. • Basic operation of the virtual simulation. 2 Benefits to Educators • • • • Lessons are easy to use. Minimal preparation time is needed. Lesson options provide flexibility. Curriculum is fun, interactive, and engaging. • Extension activities are provided with each unit. 3 Curriculum Basics • • • • Teacher Guide Posters Student Workbook Online resources 4 Curriculum Guide Tabs • Getting Started • Option 1: Traditional and Extension Activities – Income – Saving, Investing, Risk Management – Debit and Credit – Budget + – Simulation and Debrief • Option 2: Project-Based Learning Lessons • Glossary 5 Traditional Lesson Features Income • Three core lessons Student self-assessment Work preferences Taxes NMI • Video introduction • Pre-test • Eight extension activities Lesson One: Plan Your Future • Define income • Personal traits • Worker profile activity Extension activity #1 Lesson Two: Careers • Career readiness • Career clusters Exploration Trends • Knowledge / skills Extension activity #2 Lesson Three: Taxes and My Income • Taxes Income Sales Property • Net monthly income Assessment • Teacher guide only 11 questions Multiple choice Calculation Answer key Income – Extension Activities • • • • • • • Kuder Navigator Career Choice Research Being an Entrepreneur STEM Career Social Security & Medicare Sales Receipt Analysis How to Complete a 1040-EZ Saving, Investing and Risk Management • Two core lessons Saving Investment options Insurance • Five extension activities Lesson One: Saving and Investing • • • • • Pay Yourself First Savings funds Saving goals Interest Know It All Lesson Two: Managing Risk • • • • Insurance policies Premium Tree of Life Perfectly Matched Assessment • Teacher Guide only Nine questions Multiple choice Fill in the blank True/False Answer key Saving, Investing, & Risk Management - Extension Activities • Understanding College Costs and the FAFSA • Understanding Stock Quotes • Roth IRAs • Compound Interest and the Rule of 72 • Junior Achievement $ave USA Debit and Credit • Four core lessons Financial institutions Debit/credit use Benefits and pitfalls Credit score • Five extension activities Lesson One: Banking Partners • • • • Bank/credit union Internet bank Online banking Mobile banking Lesson Two: Personal Spending • • • • Electronic payments Credit Bankruptcy Mobile banking Lesson Three: Savvy Shopping • Debit and credit payments Lesson Four: Managing Credit • Credit report • Credit score • Credit score game Assessment • Teacher Guide only 10 questions Multiple choice Fill in the blank True/False Answer key Debit and Credit - Extension Activities • • • • • Checks and Checking Accounts Installment Debt Rent or Home Ownership Leasing vs. Buying a Car Identity Theft Budget + • Three core lessons Budgeting Paying for education • Three extension activities Lesson One: Think Before You Spend • • • • Wants and needs Impulse buying Short-term goals Long-term goals Lesson Two: What is a Budget? • Budget categories • Discretionary income • Budget your time option Lesson Three: Using a Budget • Opportunity cost • Scarcity • Life scenarios Summer job classifieds High school scenarios Assessment • Teacher Guide only 10 questions Multiple choice Fill in the blank Answer key Budget+ - Extension Activities • Sample Budgets • Personal Budget • Paying for Postsecondary Education Virtual Simulation • Four sessions The Truth Revealed The Big Search Budget Puzzle Final Commitment “Extras” round • Simulation • • 4-4½ hours One debrief lesson Post-test Teacher Resources • • • • • Video to introduce program Pre-/Post-Test Web page links PowerPoint slides JA of Northern New England Support • JA Staff, Rachel Burack • Additional resources & materials www.juniorachievement.org/web/programs Questions? Thank You!